Our services
One dual-licensed adviser across HK & the UK: 15 years of bank mortgage experience, 3,000+ cases, HK$10bn+. Expertise with Integrity.
Service A
Who it's for
First-time buyers, upgraders, refinancers, investors
What we do
Whole-of-market comparison across banks, structuring tailored to your finances, and full follow-through from application to drawdown.
We disclose how we are paid — and negotiate for your best net position, not our biggest commission.
Service B
Who it's for
HK & overseas Chinese investors in UK property, UK-bound movers
What we do
Free UK market information and preliminary consultation — especially complex structures (corporate / offshore holding). Regulated services are provided by independent licensed UK brokers.
A Hong Kong adviser on the ground in the UK, fluent in both systems.
Service C
Who it's for
Upgraders, first-time buyers, sellers, landlord-to-tenant private sales
What we do
Mortgage and cash worked out before you negotiate. Selling: we work for the best achievable price. Buying: mortgage, provisional agreement and timeline handled end-to-end — including private transactions without a listing agent.
Mortgage analysis first, then the deal. Our agency role and commission are always disclosed in writing.
Service D
Who it's for
First-time buyers, movers and investors who want a clear financial ceiling before making an offer
The problem
Many buyers find out after making an offer — or after signing the provisional agreement — that the valuation falls short or the loan-to-value or term is not what they expected, with the deposit already paid.
What we do
A former bank mortgage professional first assesses affordability, borrowing capacity, valuation risk and the funding timeline. Once the ceiling is clear, we act as your licensed estate agent for the search, negotiation, provisional agreement and completion, and handle the mortgage application alongside.
Assessment first, transaction second — every step is driven by your finances; our agency role and commission arrangements are always disclosed in writing.
Service E
Who it's for
Buyers interested in Hong Kong first-hand developments, including Hong Kongers and other buyers living overseas
The problem
Between a price list being published and registration closing there are often only a few days; payment plans, developer financing and bank mortgages each come with conditions that are hard to follow from abroad.
What we do
Through partner estate agencies we help you register and submit your purchase intention for new developments, while working out the mortgage, comparing payment plans and mapping the funding timeline — so financing is clear before you sign the provisional agreement.
Mortgage first — know what you can borrow before you register; commission arrangements with partner agencies and our role are always disclosed in writing.
Neutral & transparent
We tell you where we earn — commissions fully disclosed.
HK + UK compliance
Held to a higher standard of integrity than local practice requires.
15 years in the engine room
HSBC / Standard Chartered / BOC — 3,000+ cases, HK$10bn+.
One thread, end to end
Mortgage → transaction → trade-up, one adviser throughout.
Leave your details and we'll reply within office hours (usually same day). In a hurry? WhatsApp +852 9685 8248.
HK Estate Agent (Company) Licence: C-105953. Bank referral fee arrangements are proactively disclosed to clients. Information on this page is for reference only and does not constitute investment or legal advice.
